The traditional brick-and-mortar bank branch is experiencing a growing decline in its presence. Driven by the rise of online and mobile banking, consumers are increasingly preferring to virtual channels for their financial needs. This shift has resulted to a drop in branch locations, and many institutions are consolidating existing branches to stre

Free cash flow (FCF) serves as a crucial metric for investors and business leaders alike. It illustrates the real cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can suggest a healthy and sustainable business, capable of expanding. Understanding how to assess FCF and effectively